'Donnell Lee
O
M
arden Dubord
P.A.
FinCEN Real Estate Reporting
REQUIRED beginning March 1, 2026
        Settlement agents and lawyers must file a FinCEN Real Estate Report with the U.S. Department of the Treasury reporting all identifying information of the owners and controllers of entities and trusts that are buying or receiving residential real estate.  This applies to cash transactions, private loans, seller-financing, gifts, and other transfers of residential property into entities and trusts.  It does not apply in transactions where the Buyer has financing from a bank or credit union that already has federal reporting obligations.  The report must include all the personal identfying information for the persons owning and controlling the entity, as well as the amount and bank account information for any funds paid in the transaction.

        OLMD has partnered with fincenrealestatereport.com to collect the information and file the report in the fastest and most economical manner possible.  For reportable transactions, we will send you an invitation email with a secure link to an online form.  The system will guide you step by step through the data entry, with live help available if you get stuck.

        This is a complex topic, with lots of requirements and exceptions.  Every word about it has its own definition - such as "entity", "residential property", "transfer", etc.  We will make the screening determination to identify which transactions are reportable or exempt, and initiate the reporting process when necessary. 

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